In today’s world, accepting credit and debit cards is a must.
This is true for any kind of business and especially for online businesses. If you are based in the US, you need a US domestic merchant account in order to accept credit cards.

There are many credit card processing solutions out there, and you can choose the one which fits you most. Established, high-volume, mainstream, non-risky businesses, with good credit and processing history, can easily get a merchant account with one of the big acquiring banks.

Other, small-medium type of businesses will usually apply for a turnkey solution with one of the online providers out there.

When choosing a merchant account provider one should consider different parameters, such as: legal aspects of the engagement, fraud management and exposure, merchant tools, shopping cart solutions and connectivity, online and offline terminals, mobile devices, software packages, payment schedules and fees.

If you need an international merchant account, doing business out of the US and looking for an offshore merchant account or running a high-risk merchant account profile, look for those solutions at the relevant sections of our site.